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Are you being Scammed by the Financial Matrix?

Hey everyone,

Here is a blog article by Orrin Woodward explaining the Financial Matrix and where people fit. Find out where you fit and start working your way out. The more people we can help become debt free the better, are you on your way? Watch this video and understand how it all works so you can start to climb your way out of debt to a Sovereign free life.

Be Awesome, Be Great and Chase your dreams.

Alex Nickerson

Financial Matrix Quadrants

Financial Matrix Quadrants

Did you know that fifty percent of all American workers are Financial Slaves! Don’t believe me? I don’t blame you, I could hardly believe it myself until I started doing my own research. According to the latest data reported on Economist.com, over half of all Americans over 18 have no net worth, not even a penny. Let that sink in for a moment. Imagine all the hours husbands and wives work every year and over half of the households have NOTHING to show for it? No ownership and no choices is simply slavery under a different name.

Furthermore, over 80% of Americans over age 18 are in debt, a debt trapping them into financeal subjugation. For if the typical family loses one of its jobs, be it by downsizing or medial challenge, the family boat is capsized. This makes the family subject to the whims of employers and health – not a good position to be in.  Is this really the American Dream we imagined growing for people living in the home of the brave and the land of the free? BTW, for the Canadians reading  this, the data is very similar and the Financial Matrix has trapped your nation as well.

Financial Matrix TrapThe two groups getting hammered by the Financial Matrix Scam are the Financial Slaves (no net worth) and the Financial Subjects (servicing debt to survive). In total the Financial Matrix is siphoning trillions of dollars from these two groups plus businesses and governments at every level.  In the video below, I share how to move from Slave and Subject to Serf and eventually Financial Sovereign, the coveted position where citizens have ownership and choices over their life. Everyone can be free if they are willing to learn how to play defense and offense to avoid the web of debt and control inherent within the Financial Matrix.

Watch the twelve minute video below and the reader will realize the question is which quadrant are you in and what is your plan to move onto Financial Sovereignty? If you don’t have a workable plan, perhaps the Financial Fitness Program can help.

Sincerely,

Orrin WoodwardLife Leadership Chairman of the Board

 

 

Featured

Taxation, the new Slavery!!!!

tax-slavery

Is taxation the new Slavery???

How did you feel when you got your first job when you were a teenager and you calculated that you worked 40 hours in a week for $5 bucks an hour and you got your check and it said $174 and you noticed you had money taken off your check.

You then start to learn everyone has to pay their share, that we are all doing our part to help with roads, school, police, etc..

As we get older and start to make more, we quickly reliaze the more you make the more they take. I have literally heard people say that they don’t want to make more cause they will hit the next bracket and they will take more off their check and make even less then before.

Here is a break down of the percentage you’ll pay for taxes on your income here in Nova Scotia.

IMG_1053

Source:www.taxtips.ca

I use to always want to make $100,000 a year when I was a kid. I thought I would be rich. As I started to learn more I realized if I make exactly $100,000 in a job I would only technically bring home to my house $56,500. I’m all for helping out but taking almost half of my hard earned dollars to pay for the debt of the Canadian Government I think it is putting us back into slavery.

The Definition of the word Slavery is as follows:

1.the state or condition of being a slave; a civil relationship wherebyone person has
absolute power over another and controls his life,liberty, and fortune

2.the subjection of a person to another person, esp in being forced into work (I owe I owe so its off to work I go)

3.
the condition of being subject to some influence or habit

4.work done in harsh conditions for low pay

images-6
Back in the late 1800s to 1930s many of our ancestors came to North America for freedom and a better life for their families.  Back then the only way many of them could get land was to find an land owner that was willing to let them harvest their land in order for ownership down the road. This was called Sharecropping. If someone harvest their land and gave any more then 30% of their Harvest to the land owner you were considered a Slave.

Today the majority of Canadians that have jobs pay more then 30% of their hard earned dollars to the government for taxes. I even know people that are paying over 65% of their income to taxes.  How would anyone feel if they knew they worked from January-August for the government and from September-December for themselves.

I learn more and more about how free our country use to be but slowly over time it is getting worse and worse and our country is losing its freedom one bill, one new tax at a time.

Here is a post by Ron Hitsman I just had to share.

Tax his land,
Tax his bed,
Tax the table
At which he’s fed.

Tax his work,
Tax his pay,
He works for peanuts
Anyway!

Tax his cow,
Tax his goat,
Tax his pants,
Tax his coat.

Tax his tobacco,
Tax his drink,
Tax him if he
Tries to think.

Tax his car,
Tax his gas,
Find other ways
To tax his ass.

Tax all he has
Then let him know
That you won’t be done
Till he has no dough.

When he screams and hollers;
Then tax him some more,
Tax him till
He’s good and sore.

Then tax his coffin,
Tax his grave,
Tax the sod in
Which he’s laid.

When he’s gone,
Do not relax,
Its time to apply
The inheritance tax.

Accounts ReceivableTax
Airline surcharge tax
Airline FuelTax
Airport MaintenanceTax
Building PermitTax
CigaretteTax
Corporate IncomeTax
DeathTax
Dog LicenseTax
Driving PermitTax
EnvironmentalTax (Fee)
Excise Taxes
Federal Income Tax
Federal Unemployment (UI)
Fishing License Tax
Food License Tax
Gasoline Tax (too much per litre)
Gross ReceiptsTax
HealthTax
Hunting LicenseTax
HydroTax
InheritanceTax
InterestTax
LiquorTax
LuxuryTaxes
Marriage LicenseTax
MedicareTax
MortgageTax
Personal IncomeTax
PropertyTax
PovertyTax
Prescription DrugTax
Provincial Income and sales tax
Real EstateTax
Recreational VehicleTax
Retail SalesTax
Service ChargeTax
SchoolTax
Telephone FederalTax
Telephone Federal, Provincial and Local Surcharge Taxes
Telephone Minimum Usage Surcharge Tax
Vehicle License Registration Tax
Vehicle Sales Tax
WaterTax
Watercraft RegistrationTax
Well PermitTax
Workers CompensationTax

THINK THIS IS FUNNY?
Not one of these taxes existed 60 years ago, & our nation was one of the most prosperous in the world. We had absolutely no national debt, had a large middle class, and Mom stayed home to raise the kids.

If you think this is getting out of control like this post, if you think its time to change things leave a comment below.

Be Awesome,

Alex Nickerson

 

Are you living each day to the fullest, or just passing time!!!

Hey Everyone,

“It’s not death that most people are afraid of, it is getting to the end of life and finding out you never truly lived.”

I just had to post another video by Prince Ea. He nails it on the head how the majority of people are living with regrets as they get closer to the end of their lives.  They realize that they never tried much of anything, that they never took a risk, they just floated through life.

Get excited about your life, that you can make a difference. You can add value to others. You can develop what ever life you want, you just have to go after it.

Whats the opposite of success?????

Most people say failure, but it is the people who fail the most that end up winning the biggest. Look at any successful person and they will tell you they failed and they failed and they failed. Don’t be worried about failing be worried about regretting you never really took a risk!!!

The opposite of success is quitting. Don’t be a quitter, don’t set that example in your life and for your family.

Start on your new path now, take a chance and truly live your life….. remember you only get one shot!!!

Chase after what you were called to do!!!

Alex Nickerson

 

 

Supporting Literacy with LIFE on LIFE!!!

Hello everyone!

LiteracyHere is a great blog article by Claude Hamilton that I wanted to share. As vary few of you probably know, this week in Nova Scotia is Literacy Action Week.  This is a huge cause that Leighann and I support and wanted to reach out to our followers and bring this to their attention. Have a read and enjoy!!

All the Best in Life,

Alex Nickerson

November 5, 2015Claude Hamilton 3 Comments

Hi everyone!

Many of you have heard of the LIFE on LIFE initiative we have launched at the LIFE corp. I’m very excited about this and wanted to give you some insight on how I’m working it into my life. In 2007, when I became business partners with Orrin Woodward and Chris Brady I learned they had a charitable foundation called All Grace Outreach.

All Grace Outreach is a Christian charitable organization committed to helping those in need. Its main focus is spreading the gospel throughout the world, and helping abused, abandoned, and distressed children and widows.

When I first began donating, I did it in small amounts. At first, I just gave on Sunday mornings at the denominational services we have at our Leadership Conventions. As time went on, I became increasingly interested in giving and serving more. As I learned more about Orrin and Chris, I continued to believe in who they were and what they believed.

A few years ago, I was asked to sit on the board at AGO and take some responsibility for dispersing funds. I take this obligation seriously and am diligent about who I give money to. Recently the AGO board members realized that the AGO could do more and serve more if it had someone to drive it forward. At the time we were coming to this realization, Chris Swanson popped up. I will do another blog post just on Chris in the next few days, but in short, he is amazing and will do amazing things for AGO. I feel great being apart of the AGO and hope to continue to be allowed to serve on its board.

Over the years, I have given money to many different causes, with no rhyme or reason. Sometimes the right person asked, and other times my heart was feeling generous, whether it was sponsoring local hockey teams or slipping some cash to a teenage couple that was surprised with the news they were pregnant. Sometimes it was faith-based, like local churches or mission trips and sometimes it wasn’t faith based at all, like kids showing up at my door to be sponsored or to sell apples or cookies. I have a rule of thumb, if a kid knocks at my door, I buy everything they are selling!

As I sit here and write this, I’m actually remembering all the places people or causes I have given money to, and in a selfish prideful moment, I’m feeling kind of proud of it. I have never actually sat down and made a list or tried to remember them all, but as I sit here now and make a mental list, I am mildly impressed with myself. That said, I wasn’t very organized in how I gave—I just gave.

I also really developed a preference for giving anonymously. I don’t know why I took a fondness to it so much. It just feels great giving and not expecting any glory or anything in return. The second best is giving and only you and the people you’re giving to know. I like the feeling I get when I give and very few people know. It’s almost like its proof that I’m doing it for the right reasons. I’m in no way trying to highlight my charitable history, but instead am trying to outline how I’ve given in the past—with no real direction.

Every year, my wife, Lana, likes to participate in an Angel Tree program. The Angel Tree program is run across the globe, with many different local sponsors. Its aim is to supply gifts and food bank supplies to children and adults during the holiday season. When you select an “angel,” you are given the age and gender of the child or adult you have chosen to shop for, so you can try to make the gift as personal as possible. The Enfield Angel Tree Food Bank runs an Angel Tree program, if you’re in the Nova Scotia area in looking to find out more. 

Lana’s contribution to the Angel Tree program started when we were incredibly broke. We didn’t buy gifts for each other for many years, but she would take a couple of the Angel Tree angels and buy gifts for a few kids. It started with one, then a few, and I think this year she will do over one hundred children. She makes it a lot of fun and takes some of our friends along with her. They’re all so excited to buy gifts for children that they will never meet.

I envied the simplicity and impact of her effort, and I tried to do a few things like it. I wanted to buy turkeys and give them to families in need during the holidays, but you wouldn’t believe the red tape involved in that. Next, I decided I would roam the supermarkets the weeks before Christmas and buy groceries for people when they approached the till. (I was asked to leave a few stores.) Last year, while I was driving with Wyatt to buy gifts for his Mom, I saw people on the sidewalks asking for spare change. I looked at Wyatt and started pulling up beside anyone I saw begging and gave them each a 50-dollar bill. It was a rush, but I saw many leave their corner almost immediately. Hopefully they went for a meal or warmer clothing, but I suspect some of them went to buy drugs or alcohol.

Essentially, I haven’t been that organized when giving money away. I thought about starting my own charitable organization like my friend Tim Marks did in Haiti, but it seemed like a lot of work that someone could de better and more efficiently then I could. Plus, though Tim handles his charity with class and no ego and its his personal passion, I saw many other people who were seeking glory more for themselves than to really make a difference; I didn’t want that accusation ever leveled at me.

With AGO, I feel like I am doing the Lord’s work. That said, I feel as I’ve been blessed so much that I still have more privilege to give. My sons are two and four, and they will grow up with a blessed life, but I want to teach them to work, not to earn, but to work to learn and to work to serve.

By setting this as an example, and by serving others, it teaches the principles I want them to learn. The only problem was, though I knew I wanted to serve and contribute, I didn’t yet have a cause that stirred my soul.

I sit in my office, surrounded by all the books I have read. I don’t like putting books on my shelf I haven’t read. So if you see it on my shelf, I have read that book. I humbly acknowledge the impact that associating myself with all these magnificent authors has had on me. I know that I get to live the lifestyle I have today, and provide for my family the way I can because of what I have learned reading over the years.

I always believed that a man who can read and doesn’t is as disadvantaged as the man who cannot read. With that thought, my heart began to stir and I realized I had found a cause I could pour my heart and soul (and effort and money) into.

I quickly called Chris and Orrin and began asking them questions about how to go about chasing this new dream. To my surprise, the same thoughts had been brewing in their minds. LIFE helps a small hard working group of focused people create financial freedom. We help the majority of people get debt free and lead better lives, but we were missing the disenfranchised and disadvantaged. After discussing this, the founders decided the literacy cause lined up with our core values and also was in line with what we do at LIFE. We want to give back in the markets we operate in, not just with AGO, but also in a way that helped anyone from any belief system, race, ethnic group, etc.

We started taking a portion of the profit from each LIFE subscription and putting it towards supporting LIFE on LIFE. The first organization we supported was in North Carolina where our head office is located. Now we are ready to branch out.

I am excited to support this as a LIFE founder, of course. I’m ready to collaborate with organizations and utilize LIFE resources to serve and make the biggest impact possible. I am also excited to personally contribute my time, money, and influence to support this cause.

In the Nova Scotia area, we are thrilled to announce that we’ll be contributing and supporting Literacy Nova Scotia.

The goal of Literacy Nova Scotia is to “work to ensure that all Nova Scotians have equal access to quality literacy, essential skills, and lifelong learning opportunities.”

Literacy Nova Scotia has a respect for all its members of learning communities. They are actively moving forward to help these learners reach their goals and fulfill their potential. They’re ready to help all learners, and they respect individuality, culture, and diversity.

They’re responsible with their funds, and I feel confident that by donating to Literacy Nova Scotia, we can help to make a difference in our local area.

This week, November 1-7, is Literacy Action Week. During this week, there are information sessions and other activities held across NS. In addition, literacy-related meetings are held with government officials. The goal of this week is to share information and support adult literacy across our province and local communities.

CTDwTThUkAA8d8bYou can find out more information about Literacy Action Week on Literacy Nova Scotia’s website.

In addition, you can contribute to Literacy Action Week’s social media awareness by posting a selfie with the Literacy Action Week poster.

Don’t forget to use the hashtag #LIFEonLIFE, #LiteracyChangesLives, and #LAW2015 so that we can see your pictures! You can tag me on Twitter and Facebook, and be sure to tag and follow Literacy Nova Scotia, as well.

I’ll be posting another blog in the coming days, which will give you more information on Literacy Nova Scotia and the awesome impact they’ve had in NS.

Claude

Pick Your Curve – Life Leadership and Power Curve Success

I heard Chris Brady give a talk on the weekend about the power curve vs the “bell” curve. I was so impressed with this talk I had to share an article that Chris Brady wrote on this same subject. This is such a great example on how true success is achieved today. Enjoy!!

Alex Nickerson

Posted on | 16 Comments

I have often taught that we don’t know what we don’t know. But sometimes, we don’t know what we think we know. And this second condition can lead to erroneous conclusions and frustrated efforts.

When I was a child in elementary school, one of my teachers had the nerve to teach me something I didn’t want to learn. She shared with us how the colorful objects we see really aren’t that color, but rather, the range of light waves of the color spectrum that are reflected by the surface of the item make it appear to be that color.

Woah.

And then my Dad taught me about the “birds and the bees.”

Double woah.

Here I was, cruising along on my BMX bike, wearing tube socks and thinking I had the whole world figured out. And then in an instant I discover that the way I thought everything worked was entirely wrong – twice!

Unfortunately, this condition isn’t confined to childhood. As adults, we are susceptible to the same “knowledge bias.” We think we know how something works when we actually don’t. And usually, we are very cock-sure in our incorrectness. It’s a condition I like to refer to as passionate ignorance. We are wrong, but we are certain we are right.

At Life Leadership, we are in the business of setting people free. For the vast majority of people who are in debt and struggle with their finances, we offer debt freedom through our Financial Fitness product suite. For committed, hard-working high-achievers, we provide a compensation program that authorizes people to sell our products and build teams of people who do the same thing. This is a shot at financial freedom. And, perhaps most importantly, for the few who are disenfranchised, disabled, or victims of disaster, we offer functional freedom through our Life on Life Initiative. We developed this terminology about “setting people free” and the three categories of freedom to explain our fundamental mission and how we strive to offer something for the whole spectrum of people and their particular situations.

But there is more to the story.

Most of us, without even realizing it, think of the world like the old “bell curve” we remember being graded upon in high school. We automatically think people and their performance fall into a normal distribution, or what is officially known as a “Gaussian” curve of distribution. I am sure you are familiar with what it looks like, but here it is nonetheless.

BellCurve

And in the case of the population of people in the markets in which Life Leadership operates, as described above, this bell curve of normal distribution describes very well what we see. A few at the high-end choose to take advantage of our pay plan and actually build the business. Most people are in the middle, merely using our Financial Fitness products to whittle down their debt (these people may or may not be “signed up” in our business). And a few are at the “bottom” of the curve in dire need of our help, because they truly can’t help themselves.

Freedombellcurve

But when it comes to describing the actual performance (read: results) of those who attempt to achieve high-level success, those who embrace our pay plan and determine that they want to use it to make money, things don’t follow the Gaussian bell curve, or normal distribution at all.  For this case, we must dig into the reality of how success actually “works.” You see, when it comes to success, and especially high-level success, what we think we know just isn’t so.

To demonstrate what I mean, let’s consider an endeavor totally outside of Life Leadership, such as being a professional actor/actress instead. The stage, the screen, the lights, the money, and the fame all have a strong appeal on those with such talents. We hear of high paychecks and we see outlandish lifestyles. We see the glitz and the glitter and the glossy gossip magazines. But we all know that only a few are fortunate enough to make it to this high level, and, thinking the bell or Gaussian curve describes the situation, we assume there must be a lot of people, in fact, most actors and actresses, who are somewhere in the middle, with a few terrible ones down at the lower tail of the curve. We all know this intrinsically, and yet we have it wrong!

According to leader of Google’s “People Operations”, Laszlo Bock, in his book Work Rules!, Screen Actors Guild data published in 2008 show that the financial results of actors does not follow a Gaussian curve at all, but rather what is called a “Power Curve” (or perhaps also a decaying exponential).

Power Curve

According to Bock, “Very roughly, the bottom third of active SAG members made no money from acting in 2007, and the next third earned less than $1,000. The next group, between the 68th and 95th percentiles, were paid between $1,000 and $100,000. The 95th to the 99th percentile actors earned between $100,000 and $250,000. And the top 1 percent earned over $250,000. The top 1 percent of the top 1 percent earned even more: Will Smith was the highest-paid actor, with over $80 million in earnings, followed by Johnny Depp ($72 million), Eddie Murphy and Mike Myers ($55 million each), and Leonardo DiCaprio ($45 million).” [italics added]

So for professional actors/actresses, the curve of distribution, roughly plotted, looks like the following:

Actorpowercurve

Notice that it is not the normal Gaussian bell curve at all, as we all would assume it would be, but rather a power curve. Notice also that the super high achievers at the extreme top end pull the average income way above the median. This means that most people are not average, but actually – wait for it – most people are below average! Stop and think about that for a minute. Most people are below average! (Oh! They’re not going to want to hear that!) Notice that fully 1/3 of the actors/actresses made no money! And the next third only $1,000! That’s two thirds of all the actors and actresses making next-to-nothing!

All of this goes against what we think we know. But if you really study this and understand it, you’ll quickly see that this curve for actors and actresses is exactly how success works in all categories where a government or artificial imposition is not placed upon results. Plot the financial results of people in professional sports, country singers, those who launch tech company start-ups, and even authors of books, and the results are similar – following a power curve and not a Gaussian bell curve.

Enter Life Leadership. In November of 2011 we proudly launched our company with world-class personal, professional, and financial development information and service products. We authorized distributors to sell those products for an immediate sales margin of 25% (a higher margin than many professional salespeople are paid), and then added a compensation plan on top of that sales margin to reward them for also building teams of people who did the same thing (merchandise our products and build teams to do the same). We worked really hard to minimize costs to run the enterprise and formulated a pay plan that paid very generously to the people making the sales.

Next, people joined, worked hard, sold our products, and built teams. Some people prospered and made enough money to live on, making the building of our business their professional career. A handful achieved really high levels of income, while many others only made a little. Many signed up and never did anything, riding off into the night after buying our starter kit never to be heard from again.

Each year, we publish a comprehensive “Income Disclosure Statement” designed to show the exact results of everyone who joins, whether they ever worked the business hard or not, or just signed up and rode into the night. And inevitably, someone looks at this data and says something like, “Only the people at the top make any significant money,” or, “most of those people aren’t making any money.” This criticism didn’t make any sense to us, from our angle, because we simply put a compensation plan out there that pays extremely well, and fairly at various levels all the way along the path of progress. It doesn’t discriminate in any way based upon race, creed, color, age, gender, or anything you can name. It is strictly pay-for-performance. So we have tried to explain it in different ways. But still, there will always be someone out there who says, “only a small percentage make the money.”

In a way, we can see their point. Why shouldn’t more people make more money? Why shouldn’t there be a bunch of people making a medium amount, for instance? How come there isn’t a larger percentage of people “in the middle” making the money our pay plan delivers for those levels? We’ve got a pay scale that rewards effort along the entire journey! And the 25% sales bonus is paid to everyone at every level no matter how long they’ve been with the company or how big their business is. What gives?

What gives is that our population of Life Members is not properly described by the Gaussian bell curve we all carry around in our heads, but rather by the Power Curve that depicts the results of all true performance-only systems (such as professional acting described above). Leave people free to achieve and perform in any endeavor, and you’ll get a power curve. Life Leadership and its compensation plan are no different.

This is very important to understand, and it applies to all areas of life, not just participation in Life Leadership’s compensation plan. High achievers are way ahead of the rest of the pack, and their results skew the scale and pull the average way above the median. What this means is not that one should avoid undertaking a performance-based endeavor, but rather that one should not falsely impose an erroneous bell curve in order to “analyze” the “odds of success.” With power curve situations averages are misleading because they are pulled upward by the lofty achievement of the top performers. And in true performance-only situations, there is no comfortable middle where a large percentage of the participants can hang out and do “pretty good.” Ultimately, one either makes it within the upper 1 or 2 or 5th percentile, or one doesn’t see much reward (at least financially speaking). As we said before, just apply this reality to professional sports, the arts, business start-ups, direct sales, and the like, and you will see that it is true again and again. Our false application of the bell curve simply won’t properly describe these “free to perform” situations. Such a map, in essence, doesn’t match the territory.

This is simply how the world works. In fact, the only alternative is to create a system wherein outside forces eliminate the upper possibilities based upon performance so that everybody instead gets a decent result but nothing big is available for high achievement. This, in fact, is exactly what most jobs provide. In such scenarios you will never hit it big (it’s not even available), but you can count on a steady flow of at least something for the fat middle of the pack. Some will get a little bit more, others will hang out at the bottom, but most people will be kept clumped together in the comfortable middle.

And this brings us full circle to the exact reason we launched our company in the first place. We wanted a legitimate alternative to a closed system of enforced mediocrity. We wanted to provide a legitimate shot upwards, without restriction, that would be available to anyone who chose to work that hard, learn that much, and stay at it that long. As cofounder Orrin Woodward often states, “We don’t promise easy. We just promise worth it.”

So ultimately, we have two choices in life. Find a closed system with outside forces that artificially impose a safe and “comfortable” bell curve, a situation with no chance of high highs but very little worry about low lows. Or, conversely, enter into a power curve situation where there is not much reward unless you perform mightily. It is one or the other.

It is ultimately up to each individual to choose which is right for him/her, and what God has designed and called him/her to accomplish. Just don’t apply bell curve analysis to a power curve situation and call it “unfair,” or a “scheme” or a “pyramid.” And then likewise, those who live in the power curves of life shouldn’t denigrate bell curve situations for being stifling and without upward mobility. Each is for whom it’s for.

Just make sure you choose wisely. Bell curve people are miserable in power curves, and power curve people are miserable in bell curves.

Pick your curve and live it with verve!

Sincerely,

Chris Brady